1. Documentation for Home Loan & LAP (Residents)

• Copy of Pan Card [Mandatory]
• Copy of Adhaar Card [Mandatory]
• Copy of Passport [Optional]
• Copy of Election ID Card / Voter Card ​[Optional] 
• Copy of Driving License ​[Optional]
• Employee Identity Card of Salaried person [Mandatory for salaried applicants] 
• Original Letter from Bank for Signatures Verification (Where applicant is not holding a clear proof of signatures) - [Circumstantial/Optional]
• Copy of Matriculation Certificate [​Optional and for D.O.B. Proof Only]
• Copy of Birth Certificate issued by Govt. Authority [​Optional and for D.O.B. Proof Only]

Additional documents for current/present residence address proof:

• Copy of Ration Card [​Optional and for Address Proof Only]
• Copy of registered lease or rent agreement Copy of bank a/c passbook or Bank Statement with Bank Logo or Stamp [​Optional and for Address Proof Only]
• Copy of Bill of postpaid Mobile or postpaid Cooking Gas Pipeline or Landline Telephone or Electricity or Water bill [​Optional and for Address Proof Only] 
• For Salaried person Original Letter from employer on company letter head and issued by HR Department with issuing officer name, designation, contact number, employee ID & email ID to be clearly mentioned on it. [​Optional and for Address Proof Only]

• Copy of Goods & Service Tax (GST) Registration Certificate
• Copy of Udyam (MSME) Registration Certificate
• Copy of Latest Bill of Electricity / Telephone Bill of Business Premise 

• Copy of PAN Card of Partnership Firm [Mandatory]
• Copy of Partnership Deed [Mandatory]
• Copy of GST Registration Certificate
• Copy of Udyam (MSME) Registration Certificate
• Copy of Certificate of Registration from Registrar of Firms [Optional]
•  Copy of Latest Bill of Electricity / Telephone Bill of Business Premise 

• Copy of PAN Card of Private Limited Company [Mandatory]
•  Copy of Certificate of Registration from Registrar of Companies [Mandatory]
• Copy of  MOA & AOA (Memorandum & Articles of Association) [Mandatory]
• Copy of Goods & Service Tax (GST) Registration Certificate
• Copy of Latest Bill of Electricity / Telephone Bill of Business Premise 
• Original List of Directors and Shareholding Pattern duly attested by C.A. 

• Copy of PAN Card of Trust or Society [Mandatory]
• Copy of Certificate of registration with Registrar of Trust or Societies [Mandatory]
• ​Copy of Trust Deed / Constitutional document of Trust or Society [Mandatory]
• Copy of Goods & Service Tax (GST) Registration Certificate
• Copy of Latest Bill of Water / Electricity / Telephone Bill of Trust or Society 

• Copy of PAN Card of HUF [Mandatory]
• Original C.A. Certificate stating Karta & Coparceners [Mandatory]
• Copy of Goods & Services Tax (GST) Registration Certificate
• Copy of Latest Bill of Water / Electricity / Telephone Bill in the name of KARTA / HUF

BUSINESS RELATED (Proprietor/Partners/Partnership/Pvt. Ltd. Co.) 

• Copy of Goods  & Services Tax (GST) Returns for Current Financial Year
• Copy of Latest 3 Years Complete Set Income Tax Returns (ITR) including: 

                  1. Computation of Income

                  2. Profit and Loss Account

                  3. Balance Sheet

                  4. Tax Audit Report (3CA, 3CB etc.) and Auditors Report - If Applicable

                  5. Director's  & Auditor's Reports - If Applicable

                  6. ​All  Schedules / Annexures [Complete Set as per P&L and B/S] - If  Applicable

• Copy of Debtors and Creditors aging for Current Financial Year (April to Till Date)
• Sanction Letter of all Existing Loans
•  Copy of Up to date 12 months Statement of All Current Accounts 
• Copy of Up to date 1 Year Statement of OD / CC Account with Sanction Letter
• Copy of Up to date 1 Year Passbook or Saving A/c Statement with Bank Logo or Stamp

SALARIED (RESIDENT) 

• Copy of Latest 3 Months Pay Slips
• Copy of 12 Months Salary Account Statement 
• Copy of Latest 3 Years Form-16s
•  Copy of Latest CTC / Increment Letter 
•  Sanction Letter of all Existing Loans 

DIRECT ALLOTMENT IN UNDER-CONSTRUCTION PROPERTIES FOR HOME LOANS:

• ​Copy of Property Allotment Letter
• Copy of all Payment Receipts 
• Copy of Buyer's Agreement (Flat Buyer Agreement)
• Copy of Property Ledger A/c Statement in Builder Properties
• ​Copy of Permission​ to Mortgage from Concern Authority / Builder

Note:- In allotment transfer of under construction properties Builder NOC and Agreement to Sell also required with above-mentioned documents.

READY FOR POSSESSION / RE-SALE BUILDER PROPERTIES FOR HOME LOANS & LAP:

• ​Copy of Property Allotment Letter
• Copy of all Payment Receipts 
• Copy of Buyer's Agreement (Flat Buyer Agreement)
• Copy of Possession Letter 
• ​Copy of all Sale Deeds i.e. Complete chain up to present owner

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REGISTERED PROPERTIES FOR HOME LOANS & LAP:

• Copy of Property Documents from First Owner to Last Owner (Complete Chain Link)
• Copy of Approved MAP
• Latest House Tax and/or Electricity Bill of Property
• Agreement of Sale & Purchase (ATS)