Delhi Wealth

Delhi Wealth Group

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Delhi Wealth Group

Delhi Wealth

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filler@godaddy.com

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Frequently Asked Questions:

Please reach us at delhiwealth@yahoo.com if you cannot find an answer to your question.

At Delhi Wealth Group, we understand that navigating the loan application process can be complex and time-consuming. Here's what sets us apart from other financial consultants and the benefits you gain by choosing us:

Experience You Can Trust:

  • Mr. Manoj Baraar's Expertise:  Led by Mr. Manoj Baraar, a seasoned ex-banker with over two decades of experience in the financial sector.  Mr. Baraar's  background as an ex-Banker provides invaluable insights into the loan approval process.
  • Proven Track Record:  Over the past decade, Delhi Wealth Group has successfully helped more than 2,000 businesses and individuals secure the financing of their choice.

Streamlined Process & Personalized Guidance:

  • Expertise Beyond Banking:  Mr. Baraar's experience extends beyond traditional banking.  We take a holistic approach, considering your overall financial situation to recommend the most suitable loan options and lenders for your specific needs.
  • Simplified Application Process:  We navigate the complexities of loan applications, saving you time and ensuring all necessary paperwork is completed accurately.
  • Negotiation Power: Our established relationships with lenders allow us to negotiate on your behalf, potentially securing more favorable interest rates and loan terms compared to applying directly.

Transparency & Peace of Mind:

  • Zero Dispute Policy:  We are committed to ethical practices.  Our  "Zero Dispute Policy" ensures you're not charged unexpected fees or commissions, offering complete transparency throughout the process.
  • Written Contract/Consultancy Agreement:  For your peace of mind, we provide a written contract or consultancy agreement outlining the terms of our engagement.  This ensures clear communication and protects your interests.

Five-Star Rated Service:

  •  D Wealth Services Private Limited, a gem of Delhi Wealth Group, is the only five-star rated finance consulting company in Delhi/NCR's finance market, as recognized by our clients on Google. This accolade underscores our dedication to providing exceptional service.

Choosing Delhi Wealth Group means partnering with a team that prioritizes your success. We leverage our experience, expertise, and strong industry relationships to simplify your loan journey and secure the best possible outcome.


Certainly! At Delhi Wealth Group, we go beyond just loans. We offer a comprehensive suite of financial consulting services designed to help individuals and businesses secure appropriate financing based on their overall financial strength. Here's a breakdown of our expertise:

  • Business Finance: We assist businesses of all sizes in securing financing for various needs, including project funding, working capital, equipment purchase, and expansion.
  • Personal Finance: We guide individuals in navigating personal finance products like housing loans, loans against property, education loans, and more. We aim to achieve a high approval rate and secure the best terms for our clients.

In addition to these consultancy services, we can also assist with:

  • Loan Approvals:  We have a proven track record of helping clients with 100% conversion of their loan applications in to the approvals.
  • Financial Planning: We can help you create a personalized financial plan to manage your debt, save for the future, and achieve your financing requirements.
  • Zero Dispute Policy:  We are likely the only financial consulting company in Delhi/NCR that strictly adheres to and implements a "Zero Dispute Policy." This ensures our clients are not charged unethical commissions and that there are no mis-commitments. 


Businesses primarily utilize two main financing methods: Equity Finance and Debt Finance.

  • Equity Finance: This involves raising capital by selling ownership shares in the company. This can be achieved through various methods like crowdfunding, venture capital funding, or seeking investment from family and friends.
  • Debt Finance: Here, companies borrow capital from lenders and agree to repay it with interest over a set period. Common examples include bank loans and bonds.

Delhi Wealth Group's Expertise:

At Delhi Wealth Group, we focus on helping businesses secure funding through Debt Financing. We partner with banks and other established financial institutions to connect you with the most suitable loan options for your needs.

Benefits of Our Approach:

Our expertise in Debt Financing offers several advantages:

  • Streamlined Process: We navigate the complexities of loan applications, ensuring a smooth and efficient experience for your business.
  • Favorable Terms: Our strong relationships with lenders allow us to negotiate competitive interest rates and loan structures.
  • Expert Guidance: We provide ongoing support throughout the financing process, ensuring you make informed decisions.

While we don't currently offer consulting services for Equity Financing, we can provide you with resources and information to help you explore this option further.


Yes, Delhi Wealth Group specializes in helping startups and project ventures secure funding.  We understand the unique challenges faced by new businesses and have a proven track record of success in guiding entrepreneurs through the financing process. We offer a comprehensive suite of services including:

  • Financial planning and analysis: We help you assess your business plan, project viability, and funding needs. 
  • Loan application assistance: We guide you through the loan application process and ensure you have all the necessary documentation to secure the best possible terms. 
  • Connection to lenders:  We leverage our network of lenders to find the most suitable financing options for your startup or project. 

We understand the importance of securing the right funding for your business venture. Contact us today to discuss your specific needs and let our experienced advisors help you turn your vision into reality.


At Delhi Wealth Group, we understand the unique challenges businesses face during expansion. We offer a comprehensive suite of debt financing options specifically tailored to support your growth plans, including:

  • Working Capital Loans: This is a short-term loan solution that can bridge the gap between your current assets and liabilities. It provides readily available funds to cover operational expenses associated with expansion, such as increased inventory purchases, hiring additional staff, or marketing campaigns.
  • Lines of Credit: A line of credit offers flexible access to capital as needed. It functions like a credit card, allowing you to draw funds and repay them with interest over time. This provides valuable breathing room to manage cash flow fluctuations during your expansion phase.
  • Term Loans:  For larger expansion projects requiring a significant upfront investment, term loans offer a fixed repayment schedule with predictable interest rates. We can help you secure competitive terms and negotiate flexible repayment structures that align with your projected growth trajectory.
  • Equipment Financing:  If your expansion requires acquiring new equipment, equipment financing allows you to spread out the cost over a set period. This helps preserve your working capital while still allowing you to invest in the tools needed to support your growth.

Beyond these core options, we can also explore other debt financing solutions based on your specific needs.  Our team of experts will work closely with you to analyze your financial situation and recommend the most suitable financing strategy to fuel your successful expansion.


At Delhi Wealth Group's founder Mr. Manoj Baraar have spent over two decades helping clients secure financing, we can't guarantee a 100% approval rate on loan applications. Loan approvals involve various factors beyond our control. Here's why:

  • Lender's Criteria: Each lender has its own set of eligibility requirements, including minimum credit score, debt-to-income ratio, and industry-specific criteria for businesses.
  • Market Conditions: Economic factors and prevailing interest rates can influence a lender's decision-making process.


However, what we can guarantee is our dedication to maximizing your chances of approval. Here's how:

  • Expert Guidance: We leverage our extensive experience to tailor your application, highlighting your financial strengths and addressing any potential concerns.
  • Strong Lender Relationships: Our established network with lenders allows us to navigate the process efficiently and advocate for your case with confidence.
  • Holistic Approach: We go beyond just the numbers. We consider your overall financial situation and recommend strategies to improve your application's competitiveness.


By working collaboratively, we can significantly increase your chances of securing loan approval. Don't hesitate to contact us for a consultation. We'll assess your situation and guide you towards the most suitable financing options, maximizing your chances of success.


At Delhi Wealth Group, we understand that credit score plays a significant role in securing loans. While we don't have a fixed minimum requirement ourselves, lenders typically consider a minimum credit score of around 650 as a good starting point for most personal and business loan applications.


However, with over two decades of experience in navigating the financial landscape, we can assure you that a credit score is just one factor lenders consider. Here at Delhi Wealth Group, we go beyond the numbers.


We work closely with our clients to understand their entire financial picture, including income stability, debt-to-income ratio, and credit history. By presenting a comprehensive financial profile, we can often help clients with even slightly lower scores secure loan approvals through strong applications and negotiations with lenders.


At Delhi Wealth Group, we understand that owning a dream home is a deeply personal aspiration. That's why we don't offer a one-size-fits-all solution for housing loans. Here's how we customize our approach to ensure your journey is smooth and successful:

Understanding Your Needs:

  • Initial Consultation: We begin by scheduling a free consultation to discuss your specific goals, budget, and timeline for purchasing your dream home.
  • Financial Assessment:  Our experienced team will analyze your financial situation, including income, credit score, and existing debt, to determine the most suitable loan amount and repayment structure.
  • Dream Home Options: We discuss various housing loan possibilities you might be eligible for, considering factors like new construction, resale, self-construction, refinancing needs, or home improvement loans.

Tailored Loan Recommendations:

Based on your unique situation, we recommend:

  • Loan Products: We explore a range of loan products from different financial institutions, comparing interest rates, tenures (up to 30 years), and loan amounts to find the best fit for your needs. We can navigate both fixed and floating rate options.
  • Maximizing Loan Eligibility: We utilize our expertise to ensure you qualify for the highest possible loan amount, including maximizing financing for registration costs and exploring options for individuals with cash salaries.
  • Streamlined Documentation: We guide you through the entire documentation process, keeping it efficient and minimizing the paperwork required.


Our support extends beyond loan approval:

  • Affordable Housing Expertise: We offer expert advice on "Affordable Housing Finance" programs in Regularized Colonies, Lal Dora, and Village Properties.
  • Dedicated Support: We provide comprehensive support throughout the closing process and beyond, ensuring a smooth transition into your dream home.


Experience Advantage:

With over two decades of experience in housing loans, our team understand the intricacies of the process and the importance of personalized guidance. We leverage our strong relationships with various financial institutions to negotiate the best possible terms for your loan.

Let Delhi Wealth Group be your trusted partner in securing your dream home.  Contact us today for a free consultation and let's turn your dream into reality.


At Delhi Wealth Group, we understand that your property is a valuable asset. That's why we offer a customized approach to securing a Loan Against Property (LAP) that meets your specific financial needs.

Understanding Your Goals:

  • Free Consultation: We begin by scheduling a free consultation to discuss your unique situation and goals. This might include funding business expansion, covering wedding expenses, financing your child's education, or any other financial requirement.
  • Financial Assessment:  Our team will analyze your current financial situation, including property value, income, and liabilities, to determine the most suitable loan amount and repayment structure.
  • Property Evaluation: We have experience with various property types, including residential, commercial, institutional (schools, hotels, hospitals), industrial, and vacant plots. We'll work with you to ensure a smooth property evaluation process.

Tailored Loan Recommendations:

Based on your needs and property value, we can recommend:

  • Competitive Interest Rates: We leverage our strong relationships with lenders to secure LAPs with interest rates tailored to your financial profile.
  • Flexible Repayment Options: Choose between an EMI-based loan for a fixed repayment period of up to 15 years or a revolving overdraft facility that provides greater flexibility in accessing funds.
  • Maximized Loan Eligibility: Our expertise helps you maximize your loan amount through customized eligibility calculations, regardless of your current financial situation.


Unlocking Flexibility with LAP:

A key benefit of LAPs is their multipurpose nature. Unlike some loans which specify the end use of funds, LAPs offer you the freedom to utilize the loan amount for any legitimate financial need.

Experience at Your Service:

With over two decades of experience in facilitating LAPs, I, Mr. Manoj Baraar, understand the intricacies of the process and the importance of personalized guidance. We leverage this experience to:

  • Negotiate the Best Terms: We advocate for you to secure the most favorable interest rates and loan terms with lenders.
  • Streamlined Process: We simplify the LAP application process, guiding you through all the necessary paperwork for a quicker turnaround.
  • Expert Assistance: We offer expertise in securing LAPs for properties in Regularized Colonies, Lal Dora areas, and Village Properties, as well as vacant plots across residential, commercial, and industrial categories.

Unlocking the potential of your property can be a significant step towards achieving your financial goals. Let Delhi Wealth Group be your trusted partner in securing a customized LAP solution.  Contact us today for a free consultation and let's unlock the possibilities together.


At Delhi Wealth Group, we believe in complete transparency regarding our fees. Unlike some loan facilitators who operate on commission-based structures, we do not charge a fee simply for introducing you to a lender. This approach sets us apart from Direct Selling Agents (DSAs) who primarily focus on connecting borrowers with lenders and often lack in-depth financial expertise.  Instead of just assisting with document preparation for securing a loan, we craft tailored financing solutions for your specific needs.

Our Value Proposition:

We function as a comprehensive financial consulting firm, similar to how an MBBS doctor provides a wider range of services compared to a "Jhola Chhap" doctor. Our fees are structured to reflect the value we bring to your loan journey:

  • Customized Approach:  We invest time in understanding your unique financial situation and goals, providing personalized guidance and recommendations.
  • Expertise & Negotiations:  Our team's experience allows us to navigate complex loan applications, negotiate favorable terms with lenders, and maximize your chances of success.
  • Streamlined Process: We handle the complexities of paperwork and ensure a smooth application process, saving you valuable time and effort.

Fee Structure:

We offer a transparent fee structure discussed in detail during our initial consultation.  This allows you to make an informed decision about whether our services align with your needs.

Exploring Your Options:

We encourage you to schedule a free consultation to discuss your specific situation and loan goals.  This allows you to understand the value proposition we offer and how our services can benefit you.

By choosing Delhi Wealth Group, you gain a trusted partner dedicated to securing the best possible financing solutions for your needs, not just a quick connection to a lender.


NO, Delhi Wealth Group's focus lies in helping clients secure new financing and achieve their financial goals. Loan restructuring and settling defaults fall outside our current scope of services.


This response is clear, concise, and avoids any suggestion that we can offer alternate directions.


We recommend reaching out directly to your lender for assistance with loan restructuring or settling defaults. Most lenders offer programs to address these situations. 


Return and Refund Policy

At Delhi Wealth Group, comprising D Wealth Services Private Limited, Delhi Wealth Consultants, and other associated entities, we are committed to ensuring the highest levels of customer satisfaction. Our return and refund policy is designed to address concerns transparently and equitably, reflecting our dedication to professional integrity and excellence.

1. Applicability

This policy applies to the services provided by the group companies, including but not limited to:

  • Financial consultancy and advisory services.
  • Loan facilitation and processing.
  • Direct lending and financing solutions for MSMEs and individuals.

2. Non-Refundable Services

Certain services provided by Delhi Wealth Group are inherently non-refundable due to their nature. These include:

  • Consultation fees once the consultation session is delivered.
  • All fees after submission of the application to a lender or financial institution.
  • Charges for preparing term sheets, proposals, or financial documentation after their delivery.
  • Visiting Charges and other fees as per the mandate agreement.

3. Refundable Services

Refunds may be considered under the following circumstances:

  • Service not delivered: If the service for which payment has been made has not been initiated or delivered.
  • Cancellation within a specified timeframe: If a written request for cancellation is submitted within 48 hours of payment and before any action has been taken      to initiate the service or as specified in the mandate agreement.
  • Erroneous transaction: If a payment was made erroneously or multiple payments for the same service were made.

4. Refund Process

To request a refund, customers must:

  1. Submit a written refund request to our official email address at dwspl@delhiwealthgroup.com
  2. Provide proof of payment (e.g., transaction ID, receipt) and a detailed explanation of the refund reason.

Refunds, if approved, will be processed within 15 business days from the date of approval. Refunds will be credited to the original payment method unless otherwise agreed upon.

5. Exclusions

Refunds will not be entertained under the following conditions:

  • Services that have been fully delivered as agreed.
  • Requests for refunds based on dissatisfaction with the outcome of financial decisions, as these involve inherent market and institutional risks.
  • Charges paid to third-party financial institutions, including banks and NBFCs, which are subject to their individual policies.

6. Dispute Resolution

Although we adhere to a "Zero Dispute Policy," in the event of a dispute regarding refunds, Delhi Wealth Group shall make every effort to resolve the matter amicably or as per the terms defined under the Mandate Agreement. All disputes that cannot be resolved internally may be escalated to arbitration under the Arbitration and Conciliation Act, 1996, with the venue being New Delhi.

7. Modifications to the Policy

Delhi Wealth Group reserves the right to modify this policy at any time. Customers will be notified of significant changes via our official website or email communication.

8. Contact Information

For queries or clarifications regarding the Return and Refund Policy, please contact:


Delhi Wealth Group
Email: dwspl@delhiwealthgroup.com
Address:  151 & 152, Second Floor, Pocket 20, Sector 7G, Rohini, Delhi, India – 110085
Phone: +91 9911118103

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Delhi Wealth Group

G-20/151-152, Second Floor, Sector 7, on sec-6/7 dividing road, Rohini, Delhi, India

+91 - 9911118103

Copyright © 2021 Delhi Wealth Group - All Rights Reserved. 

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